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The GG Network blog — page 14

Free lessons that leave you a little sharper every visit — plus deep guides to the professional tools. Knowledge shouldn't sit behind a paywall.

All postsMoney & Finance (58)Home & Renting (7)Work & Business (39)Security & Privacy (24)Law & Life Admin (13)Everyday Maths (92)Health & Fitness Numbers (27)Building for the Web (24)Dates & Time (8)Benefits & Support (4)Data & Spreadsheets (22)Care & Communication (10)Bereavement & Preparedness (5)Home, Pets & Family (22)Shared Living & Splitting Up Costs (5)The Tools (36)
Why 260 working days was never the number
2026-08-25 · 3 min read

The classic first freelance rate is the old salary halved and divided by 220. The division is fine. The 220 is the mistake.

freelanceplanningwork
What a late invoice is actually costing you
2026-08-25 · 3 min read

Chasing the invoice total leaves money on the table and makes a weaker ask. The interest arithmetic is simple — the day count and the part-payments are where it goes wrong.

invoicingfreelancerecords
The benefit cliff: when a raise can leave you worse off
2026-08-26 · 4 min read

Some programs taper as income rises. Others stop dead at a line. Here is the arithmetic of the second kind, worked all the way through.

benefitsaidhealthcaremoney
The premium is not the price of a health plan
2026-08-26 · 3 min read

Premium, subsidy and out-of-pocket exposure are three numbers. Change how much care a year needs and the cheapest plan can flip.

healthcarebenefitsmoney
The lowest student loan payment is not the cheapest
2026-08-26 · 3 min read

Monthly payment and total paid are two different questions. Lowering the first almost always raises the second.

student-loansmoneybenefits
Benefits do not add up the way you expect
2026-08-26 · 3 min read

One income, several programs, and none of them count it the same way. How to work out your own picture instead of assuming it.

benefitsaidself-helpmoney
Duplicate rows, but duplicate by which columns?
2026-08-26 · 4 min read

De-duplicating is one click. Choosing the key is the whole job — and choosing it wrong deletes real records without a single error message.

datacsvrecords
Look at the data before you average it
2026-08-26 · 4 min read

A column that is one-eighth blank changes every average you take from it. Counting the blanks first takes ten seconds and is the difference between a report and a guess.

datacsvspreadsheets
A quick sum without uploading the file anywhere
2026-08-26 · 3 min read

Pasted rows, a few formulas, an answer — and the data never leaves the tab. Here is how a small in-browser sheet works, and exactly where it stops.

spreadsheetsdatacsv
The regex pieces that cover most real jobs
2026-08-26 · 4 min read

Four ideas — character classes, anchors, quantifiers, groups — handle most of what people actually need. The rest is testing the pattern on your own data.

regexdataweb
Base64 is not encryption, and it never was
2026-08-26 · 4 min read

It looks scrambled, so people treat it as though it hides something. It hides nothing — here is a round trip you can check, and what that means for anything you have encoded.

securityprivacyweb
A JWT payload is readable by anyone holding the token
2026-08-26 · 3 min read

A JSON Web Token is signed, not encrypted. The signature proves nobody altered it — it does not hide a single character of what is inside.

securityprivacyweb
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